If you are considering pet wellness plans or pet insurance, each has its own set of benefits for you and your pet especially when it comes to the affordability of veterinary care. Our Carrollton vets are here to tell you all about these.
Protecting Your Pet's Health
Both wellness plans and pet insurance policies have pros to purchasing, but they are very different from each other. When it comes to your pet's veterinary care, it’s important to understand which services your pet is and isn't covered for. That way you won't be left unexpectedly out of pocket when you visit your vet or need to plan the payment for your pet's care and treatment.
What is a wellness plan?
By paying a small monthly amount wellness plans can help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans, you only pay for the treatments and services you use.
With a pet Wellness Plan, it will help you become more proactive about your pet's veterinary care, which will allow your vet to spot signs of disease and conditions early before they become difficult and expensive to treat.
What does a wellness plan cover?
Your pet's wellness plan coverage may differ slightly from hospital to hospital but generally, it will cover microchipping, vaccinations and dental care. The primary purpose of these plans is to help you to spread out the cost of improving and maintaining the standard of your pet’s overall health.
What is pet insurance?
Pet insurance takes care of any veterinary bills if your pet requires emergency veterinary care.
If your pet has an illness such as cancer or diabetes, or emergency treatment, it can become very expensive to treat. Pet insurance provides you with financial help to pay the bills for accidents and conditions covered by your pet's insurance policy.
What does pet insurance cover?
Policies will differ for a variety of factors, but typically your pet's insurance will cover treatment for illnesses as well as any emergency treatment required after accidents. Some pet insurance policies may also include prescription medications, the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I choose which option to buy?
Some pet owners subscribe to both pet insurance and wellness plans to ensure their pet has complete protection, while other pet owners opt for one or the other. Understanding how each of these options work can benefit you and your pet, and can help you decide on what the best option is for you and your pet.
Ask your vet if you would like help deciding what is best for your pet based on their particular needs and concerns.