You've got two options to help make your pet's healthcare more affordable: wellness plans and pet insurance. Each of these offers distinct benefits but it's essential to understand the differences between them. Here, our Carrollton vets share facts about wellness plans and pet insurance.
Protecting Your Pet's Future
Wellness plans and pet insurance policies both provide benefits, but they are quite dissimilar. Regardless of whether you choose a wellness plan or pet insurance, it is essential to understand which services are and are not covered. By understanding these options, you won't have to pay out of pocket for your pet's veterinary care or visit to the veterinarian.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans allow you to adopt a more preventative approach to veterinary care by paying a small monthly fee rather than a lump sum for each visit. These plans enable your veterinarian to detect early indications of any conditions or diseases your pet may be suffering from, before they become more severe and costly to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
As a matter of fact, emergency care and the treatment of diseases such as cancer and diabetes can be quite costly. If you have pet insurance, you will receive financial assistance to pay for any covered illnesses or accidents.
What does pet insurance cover?
Policies for pet insurance vary, but they typically include coverage for illness and accident-related emergency care. Some policies may also cover prescription medications, the treatment of inherited and congenital conditions, as well as orthopedic conditions.
How do I choose which option to buy?
Knowing precisely how wellness plans and pet insurance can benefit you and your pet can assist you in deciding which option is best. Some pet owners choose either a wellness plan or pet insurance, while others subscribe to both for comprehensive coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.